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16 signs you've 'made it' in America

Published by Business Insider on Sat, 28 Jan 2017


The American Dream has transformed over time.To find out what it means to Americans today, personal-budgeting company You Need A Budget and market-research company OnePoll surveyed the financial aspirations of 2,000 Americans.The result is a list of 30-plus signs that indicate achievement of the modern American Dream, ranging from paying for a Netflix account to shopping at Whole Foods to owning a second home.Below, find 16 signs from the survey that you've "made it." And remember: Just like the Dream has evolved over time, it also variesfrom person to person. Whether or not you've truly "made it" isn't about your car or travel schedule. It's completely up to you.SEE ALSO:The 25 most expensive ZIP codes in AmericaDON'T MISS:How much money you need to save each day to become a millionaire by age 65You own property valued between $1 million and $2 million.Homeownership in the US fell to a multi-decade low in July 2016.Less than 63% of Americans owned a home, potentially in part due tomillennials prioritizing paying significant loans for their education over buying property.Among those who do own a home, manydon't know how itsvalue changes over time,according to a 2015 Zillow survey. If seven-figure property signifies the American Dream to you, make sure you know whatyour home is worth (and what could trash its value).You have $7,425 in your checking account.Surveyed Americanssaid maintaining $7,425 in their checking account was a sign of success.According to certified financial planner Sophia Bera, the right amount to keep in your checking really depends on how much you make."A good rule of thumb is to keep at least one month of net pay in your checking at all times. Look for a checking account with no monthly fee and no minimum balance. Even better, find an account that reimburses ATM fees from other banks," Bera wrote on Business Insider, adding that it's smart to keep your checking and savings at different banks to avoid the temptation to dip into one or the other.You go on at least two annual trips abroad.While Americans collectively leave hundreds of millions of vacation days on the tableevery year, survey participants agreed that embarking on at least two trips abroad annually is a sign of achieving the American Dream.And increasingly, they want those vacations to have value.AnAmerican Express Travel survey of US adultsearning $100,000 or more revealed that 81% of Americans are seeking deeper and more personalized experiencesabroad, while73% "said they would be willing to exceed their budget to have a unique local experience when they travel, and more than half said they would splurge to enjoy the cuisine of a particular destination."See the rest of the story at Business Insider
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