5 hacks that will cut down your expenses

In 2015, American consumers, on average, spent $55,978. Thats a 4.6% jump from 2014.It seems that saving isgetting harder, not easier.One can plan the perfect budget, but accidents, emergencies, and unexpected shopping sprees happen. The trick is to hack the system to be able to maintain a comfortable lifestyle for less. Here are five waysto cut costs without abandoning your everydayluxuries.1. Organize an account-sharing streaming groupYour cousin, brother, and best friend all want in on your video streaming account. Sharing is caring, but dont give out your streaming password for free. Set up a calendar and assign each person a month to pay the bill. This way, youll only have to pay every few months and you're saving money on something you already enjoy.2. Leverage your birthdayRetail marketing emails can be annoying, but dont send them straight to spam. Many online retailers send customers special deals on their birthday. Sign up for emails from your favorite stores and watch the savings fill your inbox on your special day.Bonus hack: Create a special folder for the stores emails to be sent directly to. This way, they wont clog your main inbox.3. Avoid long-term contractsNo one likes being tied down to one specific service or vendor, especially when its to a binding cell phone contract. The monthly expenses addup over a one- or two-year contract and cause more headaches than the phone is worth.NET10 Wireless gives customers the freedom to enjoy a new phone without the burden of a long-term contract. Plus, you dont need to worry about activation or cancellation fees.Even better, you can keep your own phone, number, and network.4. Do your researchImagine youve just found the perfect pair of jeans but theyre kind of pricey. Do some research and find stores that sell the same or extremely similar item. Another store may have it at a cheaper pricebut you may have a gift card or credit card for the original store with great reward points and benefits. If you show proof, some stores will honor a competitor's item price and you can add to your wardrobe without breaking the bank.5.Examine added feesTake a close look at the fees on your nextbalance statement. Companies are constantly tacking on suspicious fees for services you may not necessarily need. Don't just accept those extra charges. Call your service provider and ask questions. Chances are, you'll be able toget some of them waived. You may find that you can enjoy the same great services for a portion of the original price.Fortunately, services likeNET10 Wireless don't burden their customers with hidden extra charges like overages, activation fees, and penalties.Sometimes the best way to save is by spending money only on the minutes and data you actually use.Learn more about NET10 Wireless here.This post is sponsored byNET10 Wireless.Join the conversation about this story
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