Wasting money is a big regret of mine. I see the long term effects of it in my profession. Every single one of us wastes money on something. It may be a hobby or even a habit. I also have a few things that I waste money on. The list changes a bit as I get older, but this article is about my longer habits. You might find a few things you waste money on in here too. Here's how this financial advisor typically wastes money: 1.Eating out. I don't eat out a lot. I just tend to do it when I'm tired or in a hurry. Unfortunately, a dinner out with my family at a moderately priced local restaurant runs me well over $50 to $100. I could use that money to buy groceries and eat at home for a fraction of that price. In fact, I could have many family meals for the money spend on just one. 2. Buying junk I don't need or use. I think we all can relate to this. I've bought so much junk that now just sits in my basement collecting dust. Some of it I used for a short time, some of it I never really needed. I probably need to take my own advice and wait 24 hours before making any purchase. That way if I truly need it and still want the item, I've avoided the impulse buy. 3. Internet and cable. I like choices, but with those choices come a price. I probably spend way too much money on my entertainment and internet bills. I could probably do without the extra deluxe movie channels and sports packages on my TV. I constantly complain about movies these channels play that I watched 20 or even 30 years ago. It's quite a rip off. Alas, I still do it. 4. Books. I love to read. I read several books a month. Sometimes several books at one time. It's so convenient now to sit in my living room and find a book online and buy it. It's way too easy. So I buy books sometimes that I won't get around to reading. Or even some that I only had a mild interest in. Yes, even I impulse shop from time to time. Curse you Amazon! I could argue that this helps make me smarter, so the money is well spent, right' I do detest spending money on stuff I don't need, and another restaurant meal I didn't enjoy as much as a few steaks on my own grill. I have to admit the majority money I waste has been the direct result of bad habits and pure laziness. Money buys conveniences. I'm only human. If you liked my article, you can click on this little hyperlink thingy. I'll get my financial ramblings to your inbox via email every Friday. -- This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website. Click here to read full news..