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Concentration ratios in the banking industry: Need we worry

Published by BusinessDay on Mon, 11 Feb 2013


Nigerias 14 listed banks have total assets of N18.87 trillion as at the end of September 2012, BusinessDay Research analysis shows. The top three banks, namely, First Bank, Zenith Bank and UBA, have total assets of N7.73 trillion, which is 41 percent of the total assets of the 14 banks. Access Bank and GTBank rank fourth and fifth, respectively, in terms of asset size among the top five banks.
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