10 items you think you have to splurge on but probably don't

It's important to be aware of how, and when, to spend and save your money.Knowing what is worth spending money on can be hard.You don't, however, need to be spending as much as you might think.If you use a budget to manage your money, you already know that it's important to be aware of when you should spend and save money. It can be tricky to know exactly where to cut costs and which items are truly worthy of spending your hard-earned money on.INSIDER created a list of 10 common expenses that don't require spending as much money as you might believe. You can get fit for free.Instead of spending on a personal trainer, a series of classes, or a gym membership, begin with some feel-good, free basics. Move for 20-30 minutes each day to start, such as by walking or slow jogging. According to Rita Redberg, MSc, "Any little increment of physical activity is going to be a great boost to weight loss and feeling better."Once you're ready to up the ante, consider using an app to track your progress or look for an affordable online program, that will help you reach specific goals.Art doesn't need to be expensive to deserve and earn appreciation.Environmental designer Pablo Solomon told INSIDER that picking up knock-off prints and art is a great way to blow cash for no good reason. "Nothing sends me through the roof like the art sold on cruise ships and at resorts," he said. "They're basically glorified posters being sold as originals."The best way to score deals on art is to track up-and-comers up and comers, Solomon noted. Supporting local artists and investing in pieces that stand out to you, regardless of who created them, is another good way to collect art you love and value.The latest tech isn't always the greatest."If you've ever wondered why you can't resist buying the latest iPhone as soon as it's released, it may be because your brain is wired to make you crave new technologyand tech companies are more than happy to exploit this weakness," Oxford University neurologist Sundeep Teki explained to Time. "Not unsurprisingly, a neuroimaging study revealed that Apple products activate the same parts of the brain in its fans as religious images trigger in a person of faith."Instead of buying based on enthusiasm and excitement, evaluate your needs. If your current tech gadgets function fine, then they only require replacement once they've stopped working.See the rest of the story at Business Insider
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