Niger Insurance Plc has said that more than 14 countries in Europe and Asia are now accepting its traveller insurance policy.In a statement on Friday, the company noted that the countries were convinced because of Niger insurances good reputation.The companys Managing Director, Dr. Justus Uranta, stated that the company would continue to discharge its responsibilities creditably , while remaining a socially responsible corporate citizen.Some of the countries that are accepting Niger Travellers Insurance, according to him, are France, Belgium, Portugal, Spain, Russian Federation, Sweden, Norway, Finland, Netherland, Switzerland, Luxembourg, Denmark, Greece and Ukraine.He noted that more countries, especially those in the Schengen area were planning to embrace the policy.He explained, Niger Traveller Insurance covers the insured when in transit in other countries by providing indemnity in the event of death arising from an injury or natural causes, disability, medical and repatriation expenses, and loss of luggage.According to him, the policy covers the insured against death, in the event of death resulting from accidental, violent, external and visible means, which is solely independent of any other cause.He said that the insured would be indemnified by the company.The policy, he explained, also covers permanent total disability, which means that the company will compensate the insured in the event of bodily injury caused by an accident, which is independent of any other cause that will result in permanent total disability.If there is a bodily injury resulting from an illness during the insurance period that requires treatment by a duly qualified medical practitioner, the company will compensate the insured in respect of such medical expenses incurred.Niger Insurance has promised to compensate the insured in the event of a valid death and permanent or total disability claim.The Niger Insurance boss further said that should the insureds luggage be lost in transit in the course of an international flight, the company would indemnify the insured subject to the limit of the amount stipulated in the schedule of policy.He, however, pointed out that Niger Travelers insurance does not apply to the following: a loss that occurs as a result of earthquake, tidal waves, suicide or murder, or while the insured is under the influence of alcohol.He added, Also not covered by the policy he added, are injuries sustained during fights or brawls, loss resulting from war, invasion or an act of foreign enemy, injury occurring during sport of any kind or athletics and accident or sickness resulting from pregnancy, childbirth or miscarriage.
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