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Hike in rates may mark end to cheap consumer credit

Published by BusinessDay on Wed, 24 Feb 2021


It was a Saturday morning when Olarika Abioye (not real name) got an unexpected message from her bank, Guaranty Trust Bank (GTBank). The message informed her of an upward review on the interest rate on personal loans. Due to money market conditions, the interest rate on your current loan facility has been reviewed to 21 []
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