<bi-shortcode id="summary-shortcode" data-type="summary-shortcode" class="mceNonEditable" contenteditable="false">Summary List Placement</bi-shortcode><p style="font-size: 14px;"><em>This page includes information about the Discover it Cash Back, which is currently not available on Business Insider and may be out of date.</em></p><bi-shortcode id="disclaimer" class="mceNonEditable" data-type="pointsguy"> </bi-shortcode><h2>The best credit cards for Amazon purchases:</h2><ul class="summary-list"><li>5% cash back at Amazon and Whole Foods: <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5ef25a3819182428c009d3ca">Amazon Prime Rewards Visa Signature Card </bi-inline-shortcode></li><li>2% cash back at Amazon and everywhere else: <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5e67d8a184159f65c42a8e05">Citi Double Cash Card</bi-inline-shortcode></li><li>Often includes Amazon as a bonus category: <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5f5922dd1ad83a1b384746e3">Chase Freedom Flex</bi-inline-shortcode></li><li>50% bonus if you make 30 purchases each billing period: <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5e8df52315ea4b38727243c8">Amex EveryDay Preferred Credit Card</bi-inline-shortcode></li><li>Best for purchase protection: <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5e78df992d654f251532f27d">Platinum Card from American Express</bi-inline-shortcode></li><li>Any <a href="https://www.businessinsider.com/personal-finance/best-american-express-cards" target="_blank" rel="noopener">American Express card</a> that has an Amex Offer for shopping with Amazon</li></ul><p>If you find yourself shopping at Amazon frequently, you'll want to give some thought to the credit card you're using for these purchases. This is especially true if you're interested in earning travel rewardsyou'll want to maximize the points on every dollar you spend. </p><bi-shortcode id="disclaimer" class="mceNonEditable" data-type="pfifinancialresponsibility"> </bi-shortcode><bi-shortcode id="table-of-contents-sticky" class="mceNonEditable" data-type="h2">Table of Contents: Masthead Sticky</bi-shortcode><h2>Amazon Prime Rewards Visa Signature Card</h2><p>The <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5ef25a3819182428c009d3ca">Amazon Prime Rewards Visa Signature Card </bi-inline-shortcode> offers 5% cash back on Amazon and Whole Foods purchases, including Amazon gift cards. Cardholders also get an extra 5 to 15% cash back on certain promotional items, which is one of the highest rewards rates you'll find. This makes the card a great option for your Amazon purchases.</p><bi-shortcode id="related-article-module" class="mceNonEditable" data-type="5bec43430d7c67744c6e1479" data-title="Amazon Prime Rewards Visa Signature card review: Prime members should strongly consider applyingif only for the 5% cash back on all Amazon and Whole Foods purchases" data-url="https://www.businessinsider.com/personal-finance/amazon-prime-rewards-visa-signature-card-review" data-thumbnail="https://i.insider.com/5bec46e98c35ab77fc3e4257" data-shortcode-display-text="Related Article Module: Amazon Prime Rewards Visa Signature card review: Prime members should strongly consider applyingif only for the 5% cash back on all Amazon and Whole Foods purchases"> </bi-shortcode><p>Until December 22, new cardholders who apply for the <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5ef25a3819182428c009d3ca">Amazon Prime Rewards Visa Signature Card </bi-inline-shortcode> will instantly receive a $100 Amazon gift card upon account approval. And until November 30, cardholders with an eligible Prime membership can receive a total of 10% back on select products from the Amazon.com gift guide, in categories like home, toys, electronics, pets, smart-home, kitchen, home improvement, and holiday decor.</p><p>Cardholders can also earn 5% cash back at Zappos.com until September 21, 2021.</p><p>The <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5ef25a3819182428c009d3ca">Amazon Prime Rewards Visa Signature Card </bi-inline-shortcode> also earns 2% cash back at restaurants, gas stations, and drugstores. Considering those are pretty common spending categories for most people, this isn't a bad card to have in your wallet, especially since it has <a href="https://www.businessinsider.com/best-no-fee-credit-card" target="_blank" rel="noopener">no annual fee</a>.</p><h2><bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="false" data-pid="5e67d8a184159f65c42a8e05">Citi Double Cash Card</bi-inline-shortcode></h2><p>If you prefer a versatile <a href="https://www.businessinsider.com/personal-finance/best-cash-back-credit-cards" target="_blank" rel="noopener">cash-back credit card</a> with a solid earning rate at Amazon (and everywhere else), the <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5e67d8a184159f65c42a8e05">Citi Double Cash Card</bi-inline-shortcode> is hard to beat. You'll earn 2% back (1% at the time of purchase and 1% when you pay your bill) on all purchases, with no limit to what you can earn. </p><p>Because the <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5e67d8a184159f65c42a8e05">Citi Double Cash Card</bi-inline-shortcode> has no annual fee, it's a good card to keep for the long term. You can also convert your cash rewards into <a href="https://www.businessinsider.com/personal-finance/guide-earning-using-citi-thankyou-points" target="_blank" rel="noopener">Citi ThankYou points,</a> which you can redeem for travel, gift cards, merchandise, and more.</p><h2>Chase Freedom Flex</h2><p>Like the <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5e724641c48540307d36e702">Discover it Cash Back</bi-inline-shortcode>, the <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5f5922dd1ad83a1b384746e3">Chase Freedom Flex</bi-inline-shortcode> offers 5% cash back on the first $1,500 (then 1%) spent on <a href="https://www.businessinsider.com/chase-freedom-card-quarterly-bonus-categories-calendar" target="_blank" rel="noopener">rotating bonus categories every quarter</a>, once you activate the bonus each quarter via your card account.</p><bi-shortcode id="related-article-module" class="mceNonEditable" data-type="5f5f7c0ece3d6967ff3db21c" data-title="Chase's Freedom Flex review: Taking a great cash-back card and making it even better" data-url="https://www.businessinsider.com/personal-finance/chase-freedom-flex-credit-card-review" data-thumbnail="https://i.insider.com/5f4d66237ffa48002894d419" data-shortcode-display-text="Related Article Module: Chase's Freedom Flex review: Taking a great cash-back card and making it even better"> </bi-shortcode><p>Sometimes those categories include Amazon purchases, in which case the <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5f5922dd1ad83a1b384746e3">Chase Freedom Flex</bi-inline-shortcode> is a great option for shopping on that site. </p><bi-shortcode id="commerce-link" class="mceNonEditable" data-cardtype="credit-card" data-pid="5f5922dd1ad83a1b384746e3" data-type="undefined">Chase Freedom Flex</bi-shortcode><p> </p><h2><bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5e8df52315ea4b38727243c8">Amex EveryDay Preferred Credit Card</bi-inline-shortcode></h2><p>The <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5e8df52315ea4b38727243c8">Amex EveryDay Preferred Credit Card from American Express</bi-inline-shortcode> is a solid choice for Amazon purchases. The card earns 1 <a href="https://www.businessinsider.com/personal-finance/amex-membership-rewards-points-ways-to-use" target="_blank" rel="noopener">American Express Membership Rewards</a> point per dollar spent on non-bonus category spending, which includes Amazon. So why use it if you're just earning 1 point'</p><p>One reason is that <a href="https://www.businessinsider.com/how-amex-offers-work" target="_blank" rel="noopener">Amex Offers</a> often runs <a href="https://www.businessinsider.com/amex-offer-additional-points-at-amazon-2019-8" target="_blank" rel="noopener">bonus-point promotions for Amazon purchases</a>. All you have to do is check the <a href="https://www.businessinsider.com/what-are-amex-offers-available-now" target="_blank" rel="noopener">currently available Amex Offers</a> via a tab under your account. If you're eligible, just register and make purchases with your card to earn those extra points.</p><bi-shortcode id="related-article-module" class="mceNonEditable" data-type="5f749bbc02495a39454eae54" data-title="Amex EveryDay Preferred review: A good card for earning Amex travel points, and it gets even better if you use it 30 times a month" data-url="https://www.businessinsider.com/personal-finance/amex-everyday-preferred-card-review" data-thumbnail="https://i.insider.com/5f7b3b35282c500018c78938" data-shortcode-display-text="Related Article Module: Amex EveryDay Preferred review: A good card for earning Amex travel points, and it gets even better if you use it 30 times a month"> </bi-shortcode><p>Additionally, <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5e8df52315ea4b38727243c8">Amex EveryDay Preferred Credit Card</bi-inline-shortcode> cardholders earn 50% bonus points every billing period when they charge 30 or more purchases to the card. So if you charge at least one purchase per day on the <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5e8df52315ea4b38727243c8">Amex EveryDay Preferred Credit Card</bi-inline-shortcode>, you'll essentially earn at least 1.5 points per dollar spent. </p><h2>Amex Platinum card</h2><p>It doesn't earn bonus points at Amazon (unless your account is eligible for an Amex Offer for bonus points at Amazon), but <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5e78df992d654f251532f27d">Platinum Card from American Express</bi-inline-shortcode> is also worth considering, especially for more expensive Amazon purchases. That's because it <a href="https://www.businessinsider.com/personal-finance/credit-card-purchase-protection-benefits-best-cards" target="_blank" rel="noopener">offers purchase protection</a> for up to 120 days from your date of purchase, with a maximum of $10,000 per claim and $50,000 per account per year.</p><bi-shortcode id="related-article-module" class="mceNonEditable" data-type="5d3f5ab848c50a58da3e469b" data-title="Amex Platinum review: The best card for airport lounge access and other high-end travel perks, with a 75,000-point welcome bonus" data-url="https://www.businessinsider.com/personal-finance/american-express-platinum-credit-card-review" data-thumbnail="https://i.insider.com/5e56870efee23d60ff5b9203" data-shortcode-display-text="Related Article Module: Amex Platinum review: The best card for airport lounge access and other high-end travel perks, with a 75,000-point welcome bonus"> </bi-shortcode><p>The card has a <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="annual_fee_display" data-customtext="" data-shouldlink="false" data-pid="5e78df992d654f251532f27d">$550</bi-inline-shortcode> annual fee <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5fa03efcbe509c166a3dc50d">(See Rates)</bi-inline-shortcode>, so it's not worth getting for this benefit alone, but if you travel frequently and can <a href="https://www.businessinsider.com/personal-finance/things-to-do-new-amex-platinum-card" target="_blank" rel="noopener">take advantage of benefits</a> like <a href="https://www.businessinsider.com/how-to-use-amex-platinum-uber-credit" target="_blank" rel="noopener">annual statement credits for Uber</a>, <a href="https://www.businessinsider.com/personal-finance/how-to-use-amex-platinum-airline-credit" target="_blank" rel="noopener">airline incidental fees</a>, and <a href="https://www.businessinsider.com/personal-finance/how-to-use-maximize-amex-platinum-saks-credit" target="_blank" rel="noopener">Saks purchases</a>, not to mention <a href="https://www.businessinsider.com/personal-finance/best-airport-lounges-visit-with-amex-platinum" target="_blank" rel="noopener">airport lounge access</a>, it can be a great option.</p><bi-shortcode id="commerce-link" class="mceNonEditable" data-cardtype="credit-card" data-pid="5e78df992d654f251532f27d" data-type="undefined">Platinum Card from American Express</bi-shortcode><h2>Any Amex card with an Amex Offer for Amazon</h2><p>One benefit of having an American Express card is that you get access to <a href="https://www.businessinsider.com/personal-finance/how-amex-offers-work" target="_blank" rel="noopener">Amex Offers</a>. These are deals for bonus points or cash back when you shop with a specific retailer. There are frequently Amex Offers for bonus points on Amazon purchases.</p><bi-shortcode id="related-article-module" class="mceNonEditable" data-type="5b439f2ac05c091c008b4cfc" data-title="The best American Express cards of November 2020 from the Amex Platinum to options for cash back" data-url="https://www.businessinsider.com/personal-finance/best-american-express-cards" data-thumbnail="https://i.insider.com/5ddd5229fd9db239ea5c10a8" data-shortcode-display-text="Related Article Module: The best American Express cards of November 2020 from the Amex Platinum to options for cash back"> </bi-shortcode><p> Since Amex Offers are targeted (they vary for each cardholder), you may not see this offer in your account, but it's worth checking. Keep in mind that you need to add the Amex Offer to your account online to be eligible for the bonus.</p><p>Some of the <a href="https://www.businessinsider.com/personal-finance/best-american-express-cards" target="_blank" rel="noopener">best American Express cards</a> include:</p><ul><li><strong>Best for dining rewards:</strong> <strong><bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5e78ea42671de024d00cf6b6">American Express Gold Card</bi-inline-shortcode></strong> (this card also earns 4x points on the first $25,000 spent at US supermarkets each calendar year, then 1x, and this category includes Amazon partner Whole Foods) </li><li><strong>Best for cash back: <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5e82417314f18f5a843aa432">Blue Cash Preferred Card from American Express</bi-inline-shortcode></strong></li><li><strong>Best for bonus points on travel: <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5e78f7af1378e3021541b1c8">American Express Green Card</bi-inline-shortcode></strong></li><li><strong>Best premium business card: <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5e78e372671de020577f79f5">The Business Platinum Card from American Express</bi-inline-shortcode></strong></li><li><strong>Best business card for everyday spending: <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5e824adc487c2258152d2483">The Blue Business Plus Credit Card from American Express</bi-inline-shortcode></strong></li></ul><h2>Any card that offers an annual spending bonus</h2><p>If you're more concerned with long-term gain, consider charging your Amazon purchases to a credit card that offers an annual incentive for meeting certain spending thresholds.</p><bi-shortcode id="related-article-module" class="mceNonEditable" data-type="5ca5dc8509b6037e014dbff2" data-title="I pay $450 a year for a Hilton credit card, and I just earned half that fee back in a single night" data-url="https://www.businessinsider.com/personal-finance/hilton-honors-aspire-card-american-express-free-night" data-thumbnail="https://i.insider.com/5b916f6a8905f2151d8b519b" data-shortcode-display-text="Related Article Module: I pay $450 a year for a Hilton credit card, and I just earned half that fee back in a single night"> </bi-shortcode><p>For example, the <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5e83676c2d41c1513e6050e7">Hilton Honors American Express Aspire Card</bi-inline-shortcode> offers an annual weekend night reward after you spend $60,000 in a calendar year. You can use your reward at just about any Hilton hotel, including high-end resorts with rates approaching $1,000 per night or more.</p><p>Another option is to put your Amazon spending on a <a href="https://www.businessinsider.com/personal-finance/southwest-credit-card-comparison-which-to-get" target="_blank" rel="noopener">Southwest credit card</a> in order to earn the <a href="https://www.businessinsider.com/personal-finance/how-to-earn-the-southwest-companion-pass" target="_blank" rel="noopener">Southwest Companion Pass</a>. If you're unfamiliar with this benefit, it essentially allows you to bring a designated companion along with you for free (just pay taxes and fees) on paid and award tickets. You'll earn the Companion Pass when you earn 125,000 qualifying Southwest points in a calendar year, and points earned via credit card sign-up bonuses and spending count towards this requirement. </p><p>You can earn welcome bonuses on the following Southwest credit cards. Note that you can only have one <a href="https://www.businessinsider.com/personal-finance/southwest-personal-rapid-rewards-credit-cards-current-offer" target="_blank" rel="noopener">personal Southwest co-branded card</a> at a time.</p><ul><li><strong><bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="Southwest Rapid Rewards Plus Credit Card" data-shouldlink="true" data-pid="5e74285fc485402ada36c8e3">Southwest Rapid Rewards Plus Credit Card</bi-inline-shortcode> </strong> <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="intro_bonus_display" data-customtext="" data-shouldlink="false" data-pid="5e74285fc485402ada36c8e3">80,000 points (50,000 points after you spend $2,000 on purchases in the first 3 months ,and an additional 30,000 points after you spend $10,000 on purchases in the first 9 months)</bi-inline-shortcode></li><li><strong><bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5e7428d4c485404342738492">Southwest Rapid Rewards Premier Credit Card</bi-inline-shortcode> </strong> <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="intro_bonus_display" data-customtext="" data-shouldlink="false" data-pid="5e74285fc485402ada36c8e3">80,000 points (50,000 points after you spend $2,000 on purchases in the first 3 months ,and an additional 30,000 points after you spend $10,000 on purchases in the first 9 months)</bi-inline-shortcode></li><li><strong><bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="Southwest Rapid Rewards Priority Credit Card" data-shouldlink="true" data-pid="5e742c75c485402c4f71b222">Southwest Rapid Rewards Priority Credit Card</bi-inline-shortcode> </strong> <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="intro_bonus_display" data-customtext="" data-shouldlink="false" data-pid="5e74285fc485402ada36c8e3">80,000 points (50,000 points after you spend $2,000 on purchases in the first 3 months ,and an additional 30,000 points after you spend $10,000 on purchases in the first 9 months)</bi-inline-shortcode></li><li><strong><bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="Southwest Rapid Rewards Premier Business Credit Card" data-shouldlink="true" data-pid="5e742a5cc4854043cd49c5d2">Southwest Rapid Rewards Premier Business Credit Card</bi-inline-shortcode> </strong> 60,000 points after you spend $3,000 in the first three months from account opening</li><li><strong><bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="Southwest Rapid Rewards Performance Business Credit Card" data-shouldlink="true" data-pid="5e742accc4854043e16a7fd2">Southwest Rapid Rewards Performance Business Credit Card</bi-inline-shortcode> </strong> 70,000 points after you spend $5,000 in the first three months from account opening, another 30,000 points after you spend $25,000 in the first six months of account opening</li></ul><bi-shortcode id="related-article-module" class="mceNonEditable" data-type="5df7b07afd9db25f500485c2" data-title="5 credit card pairings that get you even more benefits and rewardsin most cases, with just one annual fee" data-url="https://www.businessinsider.com/personal-finance/best-credit-card-combinations" data-thumbnail="https://i.insider.com/5dfa6ce571a5ca2cbf6387c9" data-shortcode-display-text="Related Article Module: 5 credit card pairings that get you even more benefits and rewardsin most cases, with just one annual fee"> </bi-shortcode><p>If you earned the sign-up bonus from one of these cards and channeled your everyday spending, including Amazon purchases, on to it, you could get within easy reach of the Southwest Companion Pass. You could also earn a sign-up bonus from one personal Southwest card and one business Southwest card, which would make qualifying even easier.</p><p>And if you earn both tiers of the bonus for the current <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="Southwest Rapid Rewards Performance Business card" data-shouldlink="true" data-pid="5e742accc4854043e16a7fd2">Southwest Rapid Rewards Performance Business Credit Card</bi-inline-shortcode> offer, you'd earn the Companion Pass outright.</p><ul class="read-more-links"><li><bi-shortcode id="related-content-module" class="mceNonEditable" data-type="more-credit-card-coverage">Related Content Module: More Credit Card Coverage</bi-shortcode></li></ul><p><a href="https://www.businessinsider.com/personal-finance/best-credit-cards-to-use-amazon-purchases#comments">Join the conversation about this story »</a></p>
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