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How to Apply for a Quick Loan in Nigeria

Published by Punch on Mon, 12 Feb 2024

The speed of obtaining a loan is a critical factor in many situations. A sudden car breakdown, the need to see a doctor, or going on an unplanned trip — all these issues can be resolved very quickly if you have a special loan app installed on your phone. Find out about the possibilities of the quick loan app in Nigeria so that you have access to extra cash in any situation.

Advantages of Using Applications to Get a Loan

  • The digital application allows you to make instant contact with the lender. Using the KoboGo application, you will receive a response to your request within 30 seconds. You can’t even dream of such speed when contacting a bank!
  • You can get a loan at any time of the day. You dont have to stay until the morning for the bank to open or wait through the weekend when its branches are closed. Just fill out an online application in a couple of minutes and immediately receive the required amount.
  • Obtaining a loan without collateral or collection of documents speeds up this entire process. You just need to open an account using a phone that is linked to your bank verification number (BVN). This will be enough to confirm your identity.

Procedure for Obtaining a Quick Loan

  1. First of all, you need to install the KoboGo application on your Android phone. Download it from Google Play and complete quick registration in 1 minute.
  2. Indicate the amount you need up to ₦100,000. Mark the time frame within which you can repay the debt.
  3. Loan approval will come within a few seconds. After this, you will receive money on your bank card.

This entire process can take just a minute if you have registered your account with the app in advance. Therefore, you can easily pay with it in a store, cafe, etc. Just remember that you can get the next loan only after the already active one has been repaid.

Special Incentives for Active Users

If you repay your loans early, KoboGo will offer you the best conditions for subsequent loans:
  • Lower interest rate;
  • Larger loan amount;
  • Longer loan repayment period.

Once you start your journey in the loyalty program, you will be able to take out loans on increasingly favorable terms and improve your credit rating.

Digital applications for obtaining loans are the future of the banking system, which has already arrived. Take advantage of new technologies to feel comfortable in any situation. Knowing that extra cash is right in your phone will help you with this!


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