Facebook with Latestnigeriannews  Twieet with latestnigeriannews  RSS Page Feed
Home  |  All Headlines  |  Punch  |  Thisday  |  Daily Sun  |  Vanguard   |  Guardian  |  The Nation  |  Daily Times  |  Daily Trust  |  Daily Independent
World  |  Sports  |  Technology  |  Entertainment  |  Business  |  Politics  |  Tribune  |  Leadership  |  National Mirror  |  BusinessDay  |  More Channels...

Viewing Mode:

Archive:

  1.     Tool Tips    
  2.    Collapsible   
  3.    Collapsed     
Click to view all Entertainment headlines today

Click to view all Sports headlines today

Today's mortgage and refinance rates: May 2, 2021 | Rates waver

Published by Business Insider on Sun, 02 May 2021


<bi-shortcode id="table-of-contents-sticky" class="mceNonEditable" data-type="h2">Table of Contents: Masthead Sticky</bi-shortcode><bi-shortcode id="summary-shortcode" data-type="summary-shortcode" class="mceNonEditable" contenteditable="false">Summary List Placement</bi-shortcode><bi-shortcode id="disclaimer" class="mceNonEditable" data-type="insiderpicks"></bi-shortcode><h2>Mortgage rates for Sunday, May 2, 2021</h2><table style="height: 127px; width: 100%; border-collapse: collapse;" border="1" cellpadding="10px"><tbody><tr style="height: 43px;"><td style="width: 15.3185%; height: 43px; text-align: center;"><strong>Mortgage type</strong></td><td style="width: 19.1401%; text-align: center; height: 43px;"><strong>Average rate today</strong></td></tr><tr style="height: 21px;"><td style="width: 15.3185%; height: 21px; text-align: center;">15-year fixed</td><td style="width: 19.1401%; text-align: center; height: 21px;">2.52%</td></tr><tr style="height: 21px;"><td style="width: 15.3185%; height: 21px; text-align: center;">30-year fixed</td><td style="width: 19.1401%; text-align: center; height: 21px;">3.42%</td></tr><tr style="height: 21px;"><td style="width: 15.3185%; height: 21px; text-align: center;">7/1 ARM</td><td style="width: 19.1401%; text-align: center; height: 21px;">4.32%</td></tr><tr style="height: 21px;"><td style="width: 15.3185%; height: 21px; text-align: center;">10/1 ARM</td><td style="width: 19.1401%; text-align: center; height: 21px;">4.18%</td></tr><tr><td style="width: 15.3185%; text-align: center;">30-year FHA</td><td style="width: 19.1401%; text-align: center;">2.93%</td></tr><tr><td style="width: 15.3185%; text-align: center;">VA mortgage loan</td><td style="width: 19.1401%; text-align: center;">2.74%</td></tr></tbody></table><p style="font-size: 13px;"><em>Conventional rates from Money.com; government-backed rates from RedVentures.</em></p><h3><em><a href="https://lendingtree.com/'splitterid=content-mortgage&amp;loan-type=refinance&amp;cproduct=refi&amp;esourceid=6465386&amp;cchannel=content&amp;csource=businessinsider&amp;cmethod=refiform&amp;rcode=10000&amp;mtaid=A0E7D&amp;ctype=todaysmortgagerates&amp;placement_name=todaysmortgagerates&amp;ccreative=learnmoregetoffers&amp;ad_headline=learnmoregetoffers" target="_blank" rel="nofollow noopener sponsored">Learn more and get offers from multiple lenders </a></em></h3><p>Today's mortgage rates are low across the board. Fixed rates are much lower than adjustable rates, though.</p><p>Rates for <a href="https://www.businessinsider.com/personal-finance/conventional-mortgage" target="_blank" rel="noopener">conventional mortgages</a> (which might be what you think of "regular mortgages") are low overall. But mortgages backed by the <a href="https://www.businessinsider.com/personal-finance/fha-loan" target="_blank" rel="noopener">FHA</a> and <a href="https://www.businessinsider.com/personal-finance/va-loans" target="_blank" rel="noopener">VA</a> usually pay even lower rates, depending on which term length you choose. Government-backed mortgages are great options if you're eligible to apply.</p><div><script async type="text/javascript" id="myFinance-widget-script">!function () {function e() {var s = "myFinance-widget-ad-script";if (!document.getElementById(s)) {var e = document.createElement("script"), n = document.getElementById("myFinance-widget-script"), a = t + "widget/myFinance.js";e.id = s, e.type = "text/javascript", e.async = !0, e.src = a, n.parentNode.insertBefore(e, n);}var c = "myFinance-widget-css";if (!document.getElementById(c)) {var d = document.getElementsByTagName("head")[0], i = document.createElement("link");i.id = c, i.rel = "stylesheet", i.type = "text/css", i.href = t + "widget/myFinance.css", i.media = "all", d.appendChild(i)}}var t = "https://static.myfinance.com/";document.attachEvent ' document.attachEvent("onreadystatechange", function () {"complete" === document.readyState && e()}) : document.addEventListener("DOMContentLoaded", e, !1)}();</script><div class="myFinance-widget" data-widget-id="4fdd3a65-b66e-48dd-a799-11f867bc6b20" data-campaign="bi-refi-multi"></div></div><h2>Refinance rates for Sunday, May 2, 2021</h2><table style="height: 170px; width: 100%; border-collapse: collapse;" border="1" cellpadding="10px"><tbody><tr style="height: 43px;"><td style="width: 25.1302%; height: 43px; text-align: center;"><strong>Mortgage type</strong></td><td style="width: 33.3333%; text-align: center; height: 43px;"><strong>Average rate today</strong></td></tr><tr style="height: 21px;"><td style="width: 25.1302%; height: 21px; text-align: center;">15-year fixed</td><td style="width: 33.3333%; text-align: center; height: 21px;">2.71%</td></tr><tr style="height: 21px;"><td style="width: 25.1302%; height: 21px; text-align: center;">30-year fixed</td><td style="width: 33.3333%; text-align: center; height: 21px;">3.81%</td></tr><tr style="height: 21px;"><td style="width: 25.1302%; height: 21px; text-align: center;">7/1 ARM</td><td style="width: 33.3333%; text-align: center; height: 21px;">4.52%</td></tr><tr style="height: 21px;"><td style="width: 25.1302%; height: 22px; text-align: center;">10/1 ARM</td><td style="width: 33.3333%; text-align: center; height: 22px;">4.80%</td></tr><tr style="height: 21px;"><td style="width: 25.1302%; text-align: center; height: 21px;">30-year FHA</td><td style="width: 33.3333%; text-align: center; height: 21px;">2.89%</td></tr><tr style="height: 21px;"><td style="width: 25.1302%; text-align: center; height: 21px;">VA mortgage loan</td><td style="width: 33.3333%; text-align: center; height: 21px;">2.73%</td></tr></tbody></table><p style="font-size: 13px;"><em>Conventional rates from Money.com; government-backed rates from RedVentures.</em></p><h3><em><a href="https://lendingtree.com/'splitterid=content-mortgage&amp;loan-type=refinance&amp;cproduct=refi&amp;esourceid=6465386&amp;cchannel=content&amp;csource=businessinsider&amp;cmethod=refiform&amp;rcode=10000&amp;mtaid=A0E7D&amp;ctype=todaysmortgagerates&amp;placement_name=todaysmortgagerates&amp;ccreative=clickheretocompare&amp;ad_headline=clickheretocompare" target="_blank" rel="nofollow noopener sponsored">Compare offers from refinancing lenders </a></em></h3><p>If you refinance into a 15-year fixed-rate mortgage, FHA loan, or VA loan, you could get a rate under 3%.</p><h2>How to lock in a low mortgage rate</h2><p>Mortgage and refinance rates are low, so it could be a good day to lock in a rate. But you may not need to rush to get a low rate.</p><p>Rates will probably stay low for the foreseeable future. You have time to improve your finances, which could result in a better interest rate. Consider the following steps:</p><ul><li><a href="https://www.businessinsider.com/personal-finance/how-to-increase-your-credit-score-improve-credit" target="_blank" rel="noopener" data-analytics-post-depth="40" data-uri="bc8c743581436f6922dda220981522d0"><strong>Increase your credit score</strong></a><strong></strong>by paying all your bills on time. You could also pay down debts or let your credit age.</li><li><a href="https://www.businessinsider.com/personal-finance/how-to-save-down-payment-house" target="_blank" rel="noopener" data-analytics-post-depth="40" data-uri="4c0332f9085967d02a22b33174f6d779"><strong>Save for a larger down payment</strong></a><strong>.</strong>You may need between 0% and 20% for a down payment, depending on<a href="https://www.businessinsider.com/personal-finance/down-payment-on-a-house" target="_blank" rel="noopener" data-analytics-post-depth="40" data-uri="f02bf46a1213d1e50acb49da3397ef9c">which type of mortgage you get</a>. But if you can pay more than the minimum upfront, a lender might reward you with a lower rate.</li><li><strong>Lower your debt-to-income ratio.</strong>Your<a href="https://www.businessinsider.com/personal-finance/how-to-calculate-debt-to-income-ratio" target="_blank" rel="noopener" data-analytics-post-depth="40" data-uri="938ee789ddfc2f3f6ffb15def4c3c200">DTI ratio</a>is the amount you pay toward debts each month, divided by your gross monthly income. The lower your DTI ratio, the better. Consider paying down debts more aggressively to get a better ratio.</li></ul><p>You can secure a low rate today if your finances are in good shape, but you don't need to rush to get a mortgage or refinance if you're not ready.</p><h2>Mortgage and refinance rates trends</h2><h3>Mortgage rate trends</h3><table style="height: 127px; width: 100%; border-collapse: collapse;" border="1" cellpadding="10px"><tbody><tr style="height: 43px;"><td style="width: 15.3185%; height: 43px; text-align: center;"><strong>Mortgage type</strong></td><td style="width: 19.1401%; text-align: center; height: 43px;"><strong>Average rate today</strong></td><td style="width: 20.3981%; text-align: center; height: 43px;"><strong>Average rate last week</strong></td><td style="width: 20.1433%; text-align: center; height: 43px;"><strong>Average rate last month</strong></td></tr><tr style="height: 21px;"><td style="width: 15.3185%; height: 21px; text-align: center;">15-year fixed</td><td style="width: 19.1401%; text-align: center; height: 21px;">2.52%</td><td style="width: 20.3981%; text-align: center; height: 21px;">2.44%</td><td style="width: 20.1433%; text-align: center; height: 21px;">2.64%</td></tr><tr style="height: 21px;"><td style="width: 15.3185%; height: 21px; text-align: center;">30-year fixed</td><td style="width: 19.1401%; text-align: center; height: 21px;">3.42%</td><td style="width: 20.3981%; text-align: center; height: 21px;">3.31%</td><td style="width: 20.1433%; text-align: center; height: 21px;">3.60%</td></tr><tr style="height: 21px;"><td style="width: 15.3185%; height: 21px; text-align: center;">7/1 ARM</td><td style="width: 19.1401%; text-align: center; height: 21px;">4.32%</td><td style="width: 20.3981%; text-align: center; height: 21px;">4.05%</td><td style="width: 20.1433%; text-align: center; height: 21px;">4.47%</td></tr><tr style="height: 21px;"><td style="width: 15.3185%; height: 21px; text-align: center;">10/1 ARM</td><td style="width: 19.1401%; text-align: center; height: 21px;">4.18%</td><td style="width: 20.3981%; text-align: center; height: 21px;">3.85%</td><td style="width: 20.1433%; text-align: center; height: 21px;">4.72%</td></tr></tbody></table><p>Mortgage rates are up since last Sunday, but they've decreased since this time last month.</p><h3>Refinance rate trends</h3><table style="height: 128px; width: 100%; border-collapse: collapse;" border="1" cellpadding="10px"><tbody><tr style="height: 43px;"><td style="width: 16.2338%; height: 43px; text-align: center;"><strong>Mortgage type</strong></td><td style="width: 28.406%; text-align: center; height: 43px;"><strong>Average rate today</strong></td><td style="width: 26.4712%; text-align: center; height: 43px;"><strong>Average rate last week</strong></td><td style="width: 28.7592%; text-align: center; height: 43px;"><strong>Average rate last month</strong></td></tr><tr style="height: 21px;"><td style="width: 16.2338%; height: 21px; text-align: center;">15-year fixed</td><td style="width: 28.406%; text-align: center; height: 21px;">2.71%</td><td style="width: 26.4712%; text-align: center; height: 21px;">2.65%</td><td style="width: 28.7592%; text-align: center; height: 21px;">2.94%</td></tr><tr style="height: 21px;"><td style="width: 16.2338%; height: 21px; text-align: center;">30-year fixed</td><td style="width: 28.406%; text-align: center; height: 21px;">3.81%</td><td style="width: 26.4712%; text-align: center; height: 21px;">3.64%</td><td style="width: 28.7592%; text-align: center; height: 21px;">3.89%</td></tr><tr style="height: 21px;"><td style="width: 16.2338%; height: 21px; text-align: center;">7/1 ARM</td><td style="width: 28.406%; text-align: center; height: 21px;">4.52%</td><td style="width: 26.4712%; text-align: center; height: 21px;">4.46%</td><td style="width: 28.7592%; text-align: center; height: 21px;">4.78%</td></tr><tr style="height: 21px;"><td style="width: 16.2338%; height: 22px; text-align: center;">10/1 ARM</td><td style="width: 28.406%; text-align: center; height: 22px;">4.80%</td><td style="width: 26.4712%; text-align: center; height: 22px;">4.51%</td><td style="width: 28.7592%; text-align: center; height: 22px;">5.02%</td></tr></tbody></table><p>Refinance rates have gone up since this time last week. They're lower than they were April 2, though.</p><div><div class="ca-widget" data-token="p83018dcddd4"></div><script async defer src="https://www.consumersadvocate.org/embeds/embedder.js'v=1"></script></div><h2 id="how-do-15-year-fixed-mortgage-rates-work'"><strong>How 15-year fixed mortgage rates work</strong></h2><p>If you get a<a href="https://www.businessinsider.com/personal-finance/15-year-mortgage-rates" target="_blank" rel="noopener" data-analytics-module="body_link" data-analytics-post-depth="60" data-uri="22cc1d3bd6cb4fca1525d781a5e0018d">15-year fixed mortgage</a>, you'll pay the same interest rate over the 15 years it will take you to pay down your loan.</p><p>A 15-year term will cost less than a 30-year term. You'll get a lower interest rate and you'll pay off your mortgage in half the time.</p><p>However, you'll make higher monthly payments with a 15-year fixed mortgage than a 30-year fixed mortgage because you're paying off the same<a href="https://www.businessinsider.com/personal-finance/mortgage-principal" target="_blank" rel="noopener" data-analytics-module="body_link" data-analytics-post-depth="80" data-uri="473bd372933b529a3dc4063f3788c5f5">mortgage principal</a>over fewer years.</p><h2>How 30-year fixed mortgage rates work</h2><p>If you get a<a href="https://www.businessinsider.com/personal-finance/30-year-mortgage-rates" target="_blank" rel="noopener" data-analytics-module="body_link" data-analytics-post-depth="80" data-uri="81fb37e3877f00bb9b8aa2088ecfe000">30-year fixed mortgage</a>, you'll pay down your mortgage over three decades, and you'll have a set interest rate the whole time.</p><p>You'll pay less per month with a 30-year term than a shorter term because you're splitting up your payments over more time.</p><p>You'll pay more in total interest with a 30-year fixed mortgage than a 15-year fixed mortgage because you'll have a higher interest rate for an extended period.</p><h2>How adjustable mortgage rates work</h2><p>An adjustable-rate mortgage, also known as an ARM, locks in your rate for the first several years, then alters it periodically. A 10/1 ARM secures your rate for a decade before changing your rate annually.</p><p>While ARM rates are at historic lows, you may still get the best deal on a fixed-rate mortgage. Instead of chancing a rate increase with an ARM, you can secure a low rate for 15 or 30 years.</p><p><a href="https://www.businessinsider.com/personal-finance/adjustable-rate-mortgage" target="_blank" rel="noopener" data-analytics-module="body_link" data-analytics-post-depth="60" data-uri="8dcce7c2a51260a52cc13a715412c2d0">If you're thinking about getting an ARM</a>, ask your lender what your individual rates would be if you chose a fixed-rate versus an adjustable-rate mortgage.</p><h2>How government-backed mortgages work</h2><p>Along with conventional mortgage rates, we've provided rates for FHA and VA mortgages, which are two types of <a href="https://www.businessinsider.com/personal-finance/government-home-loans" target="_blank" rel="noopener">government-backed home loans</a>.</p><p>Government mortgages are backed by federal agencies. They're less risky for lenders, because the agency compensates the lender if you default on payments. Because they're lower-risk, lenders charge lower rates on government-backed loans than on conventional loans.</p><p>These mortgages usually have more relaxed requirements when it comes to credit scores, debt-to-income ratios, or down payments.</p><p>Government-backed mortgages are great options if you qualify. Here are the three types:</p><ul><li><a href="https://www.businessinsider.com/personal-finance/fha-loan" target="_blank" rel="noopener">FHA mortgage</a>: This type of loan isn't limited to a certain type of person, so it's the most common government mortgage. It's particularly useful if your credit score isn't high enough to get a conventional mortgage.</li><li><a href="https://www.businessinsider.com/personal-finance/va-loans" target="_blank" rel="noopener">VA mortgage</a>: You may be eligible if you're an active military member or veteran.</li><li><a href="https://www.businessinsider.com/personal-finance/usda-loan" target="_blank" rel="noopener">USDA mortgage</a>: You might qualify if you live in a rural area and earn a low to moderate income.</li></ul><h2>Mortgage and refinance rates by state</h2><p>Check the latest rates in your state at the links below.</p><p style="column-count: 3; font-size: 13px; font-style: normal; margin: 0;"><a href="https://www.businessinsider.com/personal-finance/alabama-mortgage-rates" target="_blank" rel="noopener">Alabama</a><br><a href="https://www.businessinsider.com/personal-finance/alaska-mortgage-rates" target="_blank" rel="noopener">Alaska</a><br><a href="https://www.businessinsider.com/personal-finance/arizona-mortgage-rates" target="_blank" rel="noopener">Arizona</a><br><a href="https://www.businessinsider.com/personal-finance/arkansas-mortgage-rates" target="_blank" rel="noopener">Arkansas</a><br><a href="https://www.businessinsider.com/personal-finance/california-mortgage-rates" target="_blank" rel="noopener">California</a><br><a href="https://www.businessinsider.com/personal-finance/colorado-mortgage-rates" target="_blank" rel="noopener">Colorado</a><br><a href="https://www.businessinsider.com/personal-finance/connecticut-mortgage-rates" target="_blank" rel="noopener">Connecticut</a><br><a href="https://www.businessinsider.com/personal-finance/delaware-mortgage-rates" target="_blank" rel="noopener">Delaware</a><br><a href="https://www.businessinsider.com/personal-finance/florida-mortgage-rates" target="_blank" rel="noopener">Florida</a><br><a href="https://www.businessinsider.com/personal-finance/georgia-mortgage-rates" target="_blank" rel="noopener">Georgia</a><br><a href="https://www.businessinsider.com/personal-finance/hawaii-mortgage-rates" target="_blank" rel="noopener">Hawaii</a><br><a href="https://www.businessinsider.com/personal-finance/idaho-mortgage-rates" target="_blank" rel="noopener">Idaho</a><br><a href="https://www.businessinsider.com/personal-finance/illinois-mortgage-rates" target="_blank" rel="noopener">Illinois</a><br><a href="https://www.businessinsider.com/personal-finance/indiana-mortgage-rates" target="_blank" rel="noopener">Indiana</a><br><a href="https://www.businessinsider.com/personal-finance/how-long-to-keep-tax-records"></a><a href="https://www.businessinsider.com/personal-finance/iowa-mortgage-rates" target="_blank" rel="noopener">Iowa</a><a href="https://www.businessinsider.com/personal-finance/how-long-to-keep-tax-records"> </a><br><a href="https://www.businessinsider.com/personal-finance/kansas-mortgage-rates" target="_blank" rel="noopener">Kansas </a><br><a href="https://www.businessinsider.com/personal-finance/kentucky-mortgage-rates" target="_blank" rel="noopener">Kentucky</a><br><a href="https://www.businessinsider.com/personal-finance/louisiana-mortgage-rates" target="_blank" rel="noopener">Louisiana</a><br><a href="https://www.businessinsider.com/personal-finance/maine-mortgage-rates" target="_blank" rel="noopener">Maine</a> <br><a href="https://www.businessinsider.com/personal-finance/maryland-mortgage-rates" target="_blank" rel="noopener">Maryland</a> <br><a href="https://www.businessinsider.com/personal-finance/massachusetts-mortgage-rates" target="_blank" rel="noopener">Massachusetts</a> <br><a href="https://www.businessinsider.com/personal-finance/michigan-mortgage-rates" target="_blank" rel="noopener">Michigan</a> <br><a href="https://www.businessinsider.com/personal-finance/minnesota-mortgage-rates" target="_blank" rel="noopener">Minnesota</a> <br><a href="https://www.businessinsider.com/personal-finance/mississippi-mortgage-rates" target="_blank" rel="noopener">Mississippi</a> <br><a href="https://www.businessinsider.com/personal-finance/missouri-mortgage-rates" target="_blank" rel="noopener">Missouri</a> <br><a href="https://www.businessinsider.com/personal-finance/montana-mortgage-rates" target="_blank" rel="noopener">Montana</a> <br><a href="https://www.businessinsider.com/personal-finance/nebraska-mortgage-rates" target="_blank" rel="noopener">Nebraska</a> <br><a href="https://www.businessinsider.com/personal-finance/nevada-mortgage-rates" target="_blank" rel="noopener">Nevada</a> <br><a href="https://www.businessinsider.com/personal-finance/new-hampshire-mortgage-rates" target="_blank" rel="noopener">New Hampshire</a> <br><a href="https://www.businessinsider.com/personal-finance/new-jersey-mortgage-rates" target="_blank" rel="noopener">New Jersey</a> <br><a href="https://www.businessinsider.com/personal-finance/new-mexico-mortgage-rates" target="_blank" rel="noopener">New Mexico</a> <br><a href="https://www.businessinsider.com/personal-finance/new-york-mortgage-rates" target="_blank" rel="noopener">New York</a> <br><a href="https://www.businessinsider.com/personal-finance/north-carolina-mortgage-rates" target="_blank" rel="noopener">North Carolina</a> <br><a href="https://www.businessinsider.com/personal-finance/north-dakota-mortgage-rates" target="_blank" rel="noopener">North Dakota</a> <br><a href="https://www.businessinsider.com/personal-finance/ohio-mortgage-rates" target="_blank" rel="noopener">Ohio</a> <br><a href="https://www.businessinsider.com/personal-finance/oklahoma-mortgage-rates" target="_blank" rel="noopener">Oklahoma</a> <br><a href="https://www.businessinsider.com/personal-finance/oregon-mortgage-rates" target="_blank" rel="noopener">Oregon</a> <br><a href="https://www.businessinsider.com/personal-finance/pennsylvania-mortgage-rates" target="_blank" rel="noopener">Pennsylvania</a> <br><a href="https://www.businessinsider.com/personal-finance/rhode-island-mortgage-rates" target="_blank" rel="noopener">Rhode Island</a> <br><a href="https://www.businessinsider.com/personal-finance/south-carolina-mortgage-rates" target="_blank" rel="noopener">South Carolina</a> <br><a href="https://www.businessinsider.com/personal-finance/south-dakota-mortgage-rates" target="_blank" rel="noopener">South Dakota</a> <br><a href="https://www.businessinsider.com/personal-finance/tennessee-mortgage-rates" target="_blank" rel="noopener">Tennessee</a> <br><a href="https://www.businessinsider.com/personal-finance/utah-mortgage-rates" target="_blank" rel="noopener">Utah</a> <br><a href="https://www.businessinsider.com/personal-finance/vermont-mortgage-rates" target="_blank" rel="noopener">Vermont</a> <br><a href="https://www.businessinsider.com/personal-finance/virginia-mortgage-rates" target="_blank" rel="noopener">Virginia</a> <br><a href="https://www.businessinsider.com/personal-finance/washington-mortgage-rates" target="_blank" rel="noopener">Washington</a> <br><a href="https://www.businessinsider.com/personal-finance/washington-dc-mortgage-rates" target="_blank" rel="noopener">Washington DC</a> <br><a href="https://www.businessinsider.com/personal-finance/west-virginia-mortgage-rates" target="_blank" rel="noopener">West Virginia</a> <br><a href="https://www.businessinsider.com/personal-finance/wisconsin-mortgage-rates" target="_blank" rel="noopener">Wisconsin</a> <br><a href="https://www.businessinsider.com/personal-finance/wyoming-mortgage-rates" target="_blank" rel="noopener">Wyoming</a></p><p><em>Laura Grace Tarpley is an editor at Personal Finance Insider, covering mortgages, refinancing, bank accounts, and bank reviews. She is also a Certified Educator in Personal Finance (CEPF). Over her four years of covering personal finance, she has written extensively about ways to save, invest, and navigate loans.</em></p><p><em>Ryan Wangman is a reviews fellow at Personal Finance Insider reporting on mortgages, refinancing, bank accounts, and bank reviews. In his past experience writing about personal finance, he has written about credit scores, financial literacy, and homeownership.</em></p><bi-shortcode id="related-content-module" class="mceNonEditable" data-type="more-mortgage-coverage" data-sheetname="More Mortgage Coverage">Related Content Module: More Mortgage Coverage</bi-shortcode><p><a href="https://www.businessinsider.com/personal-finance/mortgage-refinance-rates-today-may-2-2021-5#comments">Join the conversation about this story &#187;</a></p>
Click here to read full news..

All Channels Nigerian Dailies: Punch  |  Vanguard   |  The Nation  |  Thisday  |  Daily Sun  |  Guardian  |  Daily Times  |  Daily Trust  |  Daily Independent  |   The Herald  |  Tribune  |  Leadership  |  National Mirror  |  BusinessDay  |  New Telegraph  |  Peoples Daily  |  Blueprint  |  Nigerian Pilot  |  Sahara Reporters  |  Premium Times  |  The Cable  |  PM News  |  APO Africa Newsroom

Categories Today: World  |  Sports  |  Technology  |  Entertainment  |  Business  |  Politics  |  Columns  |  All Headlines Today

Entertainment (Local): Linda Ikeji  |  Bella Naija  |  Tori  |  Pulse  |  The NET  |  DailyPost  |  Information Nigeria  |  Gistlover  |  Lailas Blog  |  Miss Petite  |  Olufamous  |  Stella Dimoko Korkus Blog  |  Ynaija  |  All Entertainment News Today

Entertainment (World): TMZ  |  Daily Mail  |  Huffington Post

Sports: Goal  |  African Football  |  Bleacher Report  |  FTBpro  |  Kickoff  |  All Sports Headlines Today

Business & Finance: Nairametrics  |  Business Insider  |  Forbes  |  Entrepreneur  |  The Economist  |  BusinessTech  |  Financial Watch  |  BusinessDay  |  All Business News Headlines Today

Technology (Local): Techpoint  |  TechMoran  |  TechCity  |  Innovation Village  |  IT News Africa  |  Technology Times  |  Technext  |  Techcabal  |  All Technology News Headlines Today

Technology (World): Techcrunch  |  Techmeme  |  Slashdot  |  Wired  |  Hackers News  |  Engadget  |  Pocket Lint  |  The Verge

International Networks:   |  CNN  |  BBC  |  Al Jazeera  |  Yahoo

Forum:   |  Nairaland  |  Naij

Other Links: Home   |  Nigerian Jobs